Frequently Asked Questions

Our clients come from all walks of life – some working, some retired, but all professionally successful. For most, professional success created financial complexity while limiting the time to navigate it thoughtfully. As experts in their own fields, our clients value experienced counsel and the ability to delegate critical tasks to a trusted partner.

Yes. We add a limited number of new clients each year. 

New clients’ investable assets typically exceed $2M. A prospective client’s age, saving rate, and personality fit are also considered.

You should expect to learn what it would be like for us to work together. You’ll get a feel for our personality, fee structure, and fit for your needs. We’ll ask lots of questions and answer each of yours. We’ll provide you feedback on the organization of your finances, discuss areas of opportunity, and specific strategies you might consider. Whether or not a working partnership develops, we’ll ensure our time together is as valuable for you as possible.

You can expect us to listen. Getting to know you is essential to understanding how we can help. You can expect attention to detail, prompt response to calls and emails, careful execution of tasks, and confidentiality in all matters. You can expect integrity and clear reasoning in each recommendation we make. Ultimately, you can expect us to uphold the highest professional standards in our relationship.

Our time and counsel is available whenever you need it. Our door, inbox, and phone lines are open. Annual meetings – at a minimum – are a requirement for being a client.  This ensures that your comprehensive financial plan remains up-to-date. In turn, this enables us to provide informed advice to complicated and time-sensitive issues whenever they arise throughout the year.

We do not disclose nonpublic information without a client’s express consent – except as permitted by law or necessary to provide services that a client requests. For example, we will communicate nonpublic information with your chosen account custodian as needed to service your accounts. Our most recent privacy notice is always available in the footer of any page of our website.

Yes. Helping clients manage concentrated stock positions is a common wealth management challenge. Stock options, restricted stock, employee stock purchase plans, and retirement plans matched with company stock can all result in significant wealth tied directly to your employer. We help you assess this risk and its alignment with your overarching financial objectives.

Yes. For many investors, an employer-sponsored plan is their most important retirement asset. Our process includes working with the fund choices available to design a portfolio that reflects your needs and complements the other investments we manage on your behalf.

Anyone can call themselves a “financial advisor.” CFP Board of Standards sets and enforces the requirements for CERTIFIED FINANCIAL PLANNER™ certification — to uphold standards of competency and ethics for financial planners who are committed to CFP Board of Standards to putting their clients’ best interests first. CFP Board Center for Financial Planning advances competent and ethical financial planning and expands CFP® professional diversity for the benefit of the public.